simpli.com
There is absolutely nothing remotely out of the regular about Angela Lloyd and Lee Phillips' semi-detached home on a peaceful cul-de-sac in Merseyside.
smarter.com
And to the common eye, Lloyd looks like a normal middle-aged mum who works tirelessly to take care of her ill hubby.

So it was to the sheer shock of neighbours when cops descended on their driveway to raid the couple's St Helens home.

Hiding behind the net drapes was in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, cried 'Oh my god' as she was jailed this week over a string of untruths consisting of using a dead lady's identity, making up 'phony' medical conditions for her kid, and creating pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was also jailed after the set's massive advantages scams was lastly exposed.

While the couple handled to siphon off their ill-gotten gains for years - neighbours have actually exposed to MailOnline the obvious ideas that the couple were running a rip-off.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives discovered a web of lies consisting of the development of pseudonyms to declare advantages

The fraudster next door: The assuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had failed to disclose this to the council when she relocated in 2018

Phillips imagined in a Help for Heroes hoodie during a street party held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the occasion

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking stay with fulfill his carers.

But they were then left puzzled when he was at other times found washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also told of how there was 'always something dodgy' about Lloyd, which she would never look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently stole nearly ₤ 170,000 in advantages over a decade, and likewise assisted Phillips wrongly declare advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their two cars earlier this week, they believed they were going off to remain at their secret caravan, only to discover they were going to prison.

One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a genuine program of not having the ability to stroll whenever his carers were here.

'He was shuffling along and keeping his automobiles in the driveway before he took a very long time to get to his carer's car on his walking stick.

'But the next thing I saw him cleaning his BMW in the driveway - he seemed to be strolling great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.

'But after the authorities raid, they ended up being more reserved and didn't say a lot to individuals.

'There was constantly something dodgy about her - she would not look individuals in the eye and bragged about going to her ₤ 60,000 caravan but would never ever state where it was.

'They would take her teenage child and go away on a Thursday night and not get back up until Sunday.'

Phillips had actually fraudulently declared ₤ 100k in PIP, housing benefits, employment support allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, however at other times was seen 'walking great'

Following the cops raid on the peaceful rural street, neighbours were left with questions regarding why the couple had been jailed - and some allege Lloyd had later informed them it was down to dog breeding.

But these concerns were lastly put to rest on Tuesday when the court heard how Lloyd had declared a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal self-reliance payments throughout 11-and-a-half years.

With the assistance of Lloyd, Phillips was also discovered to have actually illegally claimed ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax decreases since 2018.

Olivia Beesley, prosecuting, outlined how the mom's sophisticated fraud started when she falsely started declaring housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a phony tenancy arrangement for the 'entirely fictitious caravan', ultimately filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.

Then in 2018, she began making deceitful claims that her partner required 'several daily carers to take care of his needs'. She went as far as utilizing Phillips' sis Zoe's birth certificate to impersonate his sibling and claim that she was his primary carer.

She likewise lied that she was not able to work due to being a full-time carer, however was discovered to have been working under an incorrect identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began developing 'incorrect medical conditions' for her kid, claiming she had actually a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect impairment living allowance overpayments were claimed in relation to this.

She again used the deceased female's name as being her social employee to claim ₤ 13,526.70 of PIP, specifying that she needed carers due to 'health conditions'.

Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never exposed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour said they saw the couple packing up on of their cars and trucks earlier this week and assumed they were going off to their 'caravan', just to later discover they were off to prison

When MailOnline went to Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her kid would supposedly go off to a caravan on the weekends.

It is not understood whether this was the same 'fictitious caravan' which took place to have actually never existed, or an undoubtedly a separate, genuine caravan.

Leni Newton, 63, said: 'She told people that the authorities raid was because someone had actually told on her for breeding border collie young puppies without a licence.

'I'm surprised they have actually been jailed. I believed they were all above board.

'I just saw them a couple of days ago leaving travel suitcases - I believed they were simply going to their caravan.'

She added: 'I know they satisfied as she was his carer. He was married but Angela relocated. I thought she had actually resided in Southport.

'I did see his ex-wife parked up in the street watching his house when they divided.

'She was obviously spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.

'There were a great deal of cops came here.

'He was at the street party for the Queen however other times he did appear extremely frail.'

Hand in Hand homecare company verified to MailOnline that Lloyd had bona fide referrals, DBS checks and training certificates in the name of Wendy Lloyd.

A representative said: 'We sacked her right away when we discovered the fact.

'All her DBS and references took a look at. The cops stated we had actually not done anything wrong.'

The court heard how Phillips likewise scammed money from the general public handbag by stopping working to divulge the fact that Lloyd had actually moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.

He is likewise stated to have 'overemphasized' his medical conditions and need for care, stating that he was unable to do anything for himself.

He declared himself 'unfit for work' and failed to mention his better half's wage - illegally taking ₤ 51k in work support allowance.

However, Phillips declared that Lloyd had completed the kind and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complex recent history' of psychological health and disabilities including neurological disorder, anxiety and anxiety.

He was likewise stated to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions relating to comparable matters, nevertheless Lloyd's rap sheet reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look remained in 2012.

Lloyd was jailed for 2 years after confessing seven counts of fraud by false representation, and Phillips was also seen cleaning back tears as he was jailed for 20 months for scams by incorrect representation and 3 counts of dishonestly failing to divulge information to make a gain.

Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, managed to defraud the public of just short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 annually which you defrauded from the public.

'For those who look for to defraud the general public of limited and important benefits which need to be directed to those who need them, not those who simply wish to have them for reasons of personal greed, that is a severe offense devoted by each of you over a long duration of time.'